Mortgage Rescue

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The Mortgage Rescue Scheme is a government initiative, which is run by local housing authorities, designed to prevent some of the most vulnerable families losing their homes. Mortgage Rescue Scheme operates by bringing together local authorities, Registered Social Landlords (RSL), lenders and debt advice agencies. The scheme works in two ways; eligible families can either get an equity loan to reduce their mortgage, or sell their home and remain as tenants.

The level of grant to a RSL will be determined using the Homes and Communities Agency's value for money assessment criteria after a Money Adviser has advised on the most appropriate route after establishing a household's affordable housing costs.




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